Nomad Insurance: Travel Medical Insurance for Digital Nomads!

As a digital nomad, you’ve got enough on your plate with figuring out where to live, work, and travel next—insurance shouldn’t add to your stress! So let me help you out.

There are three main types of insurance you need to know about: travel insurance, travel medical insurance, and health insurance. And guess what? There’s an option that covers all of these bases.

Let’s break down the differences and find out what long-term travel medical insurance for digital nomads actually exists.

SPOILER ALERT: We will be talking about SafeyWing because they offer it all!

Let’s Talk About Travel And Medical Insurance for Digital Nomads

When you’re a digital nomad, insurance isn’t just a nice-to-have; it’s essential for your trips and health. Travel insurance protects you from trip-related mishaps—things like trip cancellations, lost luggage, or travel delays.

I have experienced all of these throughout my years of travel—and a pandemic, too! Not having coverage would have sucked.

But what about healthcare needs? Good news—You don’t need a separate policy for health emergencies abroad.

Travel medical insurance focuses on covering those unexpected health issues and emergencies—whether it’s a surfing injury in Costa Rica or an emergency surgery in Morocco.

The thing about SafetyWing’s Nomad Insurance Essential is that it combines both travel insurance and travel medical insurance into one simple plan.

You’re covered for more than just flight delays and natural emergencies—you’ve got protection for surprise health issues and accidents, too.

READ MORE: SafetyWing Review: Honest Opinion From a Nomad

Nomad Insurance Essential Covers Both!

Travel-Related Issues

• Cancellations, delays, and lost baggage: The standard trip hiccups that can turn a dream trip into a logistical nightmare are all covered.

Health Emergencies

• Medical emergencies while abroad: Accidents, sudden illnesses, and even emergency evacuations are covered while you’re traveling, so you’re protected wherever you are in the world.

So, What More Do I Need? Why Can’t Nomad Insurance Essential Just Cover Everything?

While Nomad Insurance Essential does a great job of covering travel mishaps and health emergencies, it’s not designed for your everyday health needs.

Things like routine checkups, managing chronic conditions, or even getting a dental cleaning won’t be covered. If you’re a digital nomad living abroad long-term, you’ll need more than just emergency coverage.

For the “small stuff” like doctor visits, prescriptions, mental health support, and preventative care, you’ll need a more comprehensive health plan—that’s where Nomad Insurance Complete comes in…

RELATED: 10 BEST Digital Nomad Jobs For Beginners

What‘s Nomad Insurance Complete?

Health insurance—you know, the type that goes beyond just emergency care. It covers routine checkups, ongoing treatments, chronic conditions, and preventative care.

For digital nomads and long-term travelers, regular health insurance often falls short because it’s tied to a specific country. So, what do you do when your “home” is where you can find reliable Wi-Fi?

This is where Nomad Insurance Complete by SafetyWing comes in clutch. It’s a global health insurance plan designed for digital nomads.

If you need to see a doctor for a routine checkup in Portugal, get your teeth cleaned in Thailand, or see a dermatologist for that weird mole in Mexico, Nomad Insurance Complete covers these!

It’s perfect for long-term travelers who need more than just emergency care—vaccinations, mental health support, maternity care, and even vision and dental coverage (with the premium plan).

Unlike standard health insurance, which locks you into one country’s system, Nomad Insurance Complete works anywhere. You’re not limited by borders or bureaucracy.

More Features of SafetyWing:

• SafetyWing offers 24/7 online customer care with an average response time of less than 1 minute.
• Claims are easy to make through the app or website—takes about 5 minutes to file a claim.

Nomad Insurance Complete:

• $0 deductible (except for visits in the USA).
• Get reimbursed in less than 14 days.
• Fill in your medical history to check eligibility here.

Nomad Insurance Essential:

• $0 deductible.
• Get reimbursed in less than 3 days.
• No pre-approval is needed.
• Offers extreme sports and electronic theft add-ons for around $10.
• Kids under 10 are free with an adult policy.

Which Insurance Do You Need?

RELATED: How Traveling The World is Cheaper Than Existing in the US

Why SafetyWing is a Great Insurance Option for Digital Nomads

I’ve used SafetyWing’s Nomad Insurance for years. It’s essentially the easiest and most tailored insurance for digital nomads right now.

Whether it’s covering medical emergencies while abroad or protecting you from travel-related mishaps, it offers solid coverage at a reasonable price.

With the addition of Nomad Insurance Complete, SafetyWing has expanded its offerings to meet the full spectrum of a nomad’s insurance needs (woo!).

Final Thoughts

Finding the right insurance as a digital nomad can feel like just another chore (let’s be real—it is).

But with SafetyWing, you’ve got it all—so if you need travel insurance for short-term trips, travel medical insurance for emergencies, or comprehensive health insurance with their Nomad Insurance Complete plan for long-term care—you’re covered!

It’s simple, affordable, and works across the globe, which is exactly what we nomads need.

Even Americans can get this insurance and be covered—probably for better (and cheaper) than they could be back home!

There is also coverage for stays while back in the USA (which is usually a nightmare for me to figure out when I visit, but not anymore).

It’s a no-brainer to get insurance before you travel or live abroad. Which one is right for you?

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