Say wwwhhhhaaattttt.

Yep, you read that right my friend.

I saved over $17,000 USD in 10 months!

Pretty good, huh?

That’s cash money in the bank, right now. SAVED. Bills paid, fridge full, no debts in Australia. S-A-V-E-D!

My jobs weren’t anything special or highly skilled either. It just goes to show that you don’t need some highly paid specialized career to save a few bucks. Anyone can if they have the right mindset and attitude.

At the end of the day, don’t focus on what you’re making but how much you’re able to save.

But how?

Did I FINALLY find a sugar daddy? I’ve been so patient waiting for one of these… (*pay for my shit, please?*)

Perhaps I sold my body on the streets?

OH! I know… I was a drug mule, right? 

Nah, I probably would have made way more if I was. Maybe next time? I think I’d like it, I mean it often involves travel and adventure, so why not? OK for real, though, drugs are bad, mmkay.


Well, let’s get one thing out of the way, I did this living in Australia. Yeah, in case you don’t know, Australia is pretty damn pricey! In fact, it’s one of the most expensive countries in the world.

And the way I saved the money?

I worked for it.

No surprise here. I mean, how else does one save money? There’s definitely a bit more to it, though!

I worked SO hard. 40,50, sometimes 70 hours a week. I worked. And when I wasn’t scheduled to work, I was working on my blog, so yeah, working around the clock.

There was, of course, the few nights a week my boyfriend and I had a precious couple of hours to get lost in one of our shows together and enjoy a beer or glass of wine before passing TFO because we were so exhausted, but that’s about it.

I would say I have never worked so hard in my life, but that’s a lie. How am I abroad now? I worked really hard to get here. I worked three jobs and did nothing else for two years but I only ended up saving $16,000 USD. Still decent!

Again, hard work pays off! If I didn’t work so hard during those years, I would have surely failed at my mission at living abroad or at least made my life a lot more difficult. I certainly wouldn’t be where I am right now.

OK, let’s get into this!

Here’s how I saved money FAST living in one of the most expensive countries in the world (and how you can too)!

Two things before we start:

  • To keep things easy, I’m going to use USD as my main currency as more readers can relate to it, but everything should have USD and AUD for clarity.
  • This is a post on the overall “how” I did this. The mindset, the basic breakdown, the quick topics. I have a way more in-depth post that’s linked here and within the article to go into greater detail. I also have posts on both of the cities I lived in, Melbourne and Darwin with even more specifics as well!


The work

I worked a lot! Did you catch on to that yet?

In Melbourne, I worked at a restaurant/bar and a cafe. In Darwin, I worked at a restaurant and a surf shop.

I’d work anything from 40 hours a week to sometimes 70. It would vary, I would pick up any shifts I could, and I sometimes would get little sleep and work a 15-hour shift the next day. Extreme? Probably. Worth it? Totally!

More info on living and working in Melbourne.

More info on living and working in Darwin.

My initial post on the savings and how it got started.

The take away: Get a job, yo! Maybe even two?

The budget

Make yourself a budget. For us, it was to spend less than $750 ($1000 AUD) per month – EVERYTHING included. (that’s per person)

So as you can imagine, going out and drinking, especially in Australia, is actually quite expensive! Having a nice meal? Pricey. Owning a car? Unnecessary and costly. So, guess what? I didn’t do any of these things.

I allotted about $40 USD, give or take, ($50-$60 AUD) for food and drink per week. It was plenty, especially since I learned how to shop the smart way.

Transportation was easy and cheap and rent was one price every month since everything was included. It’s great to have rent set up like that so your bill is the same each month. No surprises! Those are really the only three things I spent my money on.

For an exact breakdown, check the links above for Melbs and Darwin.

The take away: Figure out how much you’re willing to spend / can afford to spend each month right away.


RELATED: Here’s what it’s like living in Melbourne.

The savings

So OK, I’m willing to bet that you work, right? But how much do you save? That’s the hard part. Everyone works, but not everyone can save. It takes determination and a conscious thought every time you get a paycheck, to put some of it away. It’s harder than you think and some of us have a lot of other bills which leave us with not much left over. I know… I’VE BEEN THERE!

Going to work isn’t that hard, NOT spending and actually saving is the hardest thing.

Want a new dress? The latest Xbox game? The newest iPhone? Yeah, so do I, but I don’t buy those things because saving for things that actually matter means more to me. That dress will go out of style, that game will eventually go on sale, and the iPhone? Eh, your current iPhone probably isn’t that awful and you can deal.

BUT that doesn’t mean you can’t get those things EVER. How about just saving, and at the end of your year, you can evaluate where you’d like to allocate your money to?

Honestly, I didn’t really have a saving goal. I just had a spending limit, everything else I pushed into the savings. Sometimes it was $500 a paycheck, sometimes it was $1000!

After tallying everything up, it turns out I saved HALF of my earnings!

The take away: Put SOMETHING away with each paycheck, but most importantly, don’t go over your budget. If you can make sure of that, then you can start saving money fast!


The expenses

The expenses in Australia can eat you ALIVE!

Again, it is one of the most expensive countries to live in!

A damn cocktail can run you over $15 USD AND their standard drink is LESS than ours in the USA (that’s more alcohol needed to get drunk, people! Which of course means more $$$)

Want a bunch of bananas? HA! I don’t know why but they are SO expensive in Australia compared to back home. I literally can count on one hand how many bananas I ate in Australia because I refused to pay that much. And bananas are my fav fruit.

Please tell me how you’re going to afford driving that car to work because if you think you’re parking for free… HAHA!

SO – What does this mean? You buy the cheap stuff, mate!

OK, not the cheapest of the cheap, we don’t want to eat crap food. But we ate whatever good food was on SALE. We gave up having our own place and getting a place with a roomie (only the second time around) to save money. We bought motorbikes instead of cars because it’s much cheaper.

Whatever you can do to cut down the expenses- That’s what you need to do.

Australia isn’t cheap, but it doesn’t mean that you can’t live cheaply if you’re smart about it.

The take away: Buy what you NEED, not what you WANT. 

RELATED: Here’s a breakdown of my costs in Australia and how I kept it under $750 USD a month!

The spending

Continuing on that same thought, where is my money going to?

You can probably already guess, TRAVEL! That’s the single most important thing I wanted to save for, because I rather collect experiences over things. Don’t get me wrong, though, I definitely spent money elsewhere.

I really wanted to upgrade my electronics. I work online and my computer was over four years old, goodbye ancient laptop, hello bright shiny new Macbook Air with a larger screen! I also got a new iPhone! Ha, I know, I told you to wait, but I waited too! This was finally the time (my last TWO iPhones were hand me downs FYI). Also, I use it my for work as well, so slightly more justified.

I also just bought my new Canon Rebel t6i, but this was purchased with money I’ve put aside from the blog and didn’t involve spending my AUD. But yeah, 2017 is going to be the year of better pictures AND video! *sidenote*

I’m also going to shell out some cash getting some other things I need, but mostly, my money is going to traveling. You can spend however you please! Just be sure to budget and allocate accurately so you don’t leave yourself without anything.

The take away: Have a goal in mind of where you’d like to REALLY spend your money. It’s much better to have a goal in mind so it’s more motivating to save.

The overage

The what? The overage! I actually lied to you… I saved MORE THAN $17,000 USD! Yes, that’s right. I only told you I made $17,000 because that’s what I walked away with on the day I flew out of the country, but I actually have thousands more coming my way. It should be here in the next few weeks.

Australia takes care of their people, including backpackers, pretty damn well. So how much more am I getting? I’m actually not sure, but it’s in the ballpark of $2,500 USD.

Where is this money coming from? It’s my taxes for the last six months, and my Superannuation money. Superannuation (or Super as Aussies call it) is the equivalent of Social Security. It’s been taken out of my paychecks, and since I no longer live in the country, they pay it out. So yeah, I can’t wait to get those two deposits soon!

Lastly, I spent $1500 ($2000 AUD) on the new electronics I mentioned (laptop and phone). That’s more money that other people would have saved because it’s doubtful they’d need a brand new MacBook or iPhone… And technically, I DID save that money, I just spent it before leaving Australia!

That’s another $4000 USD I saved!!!!! OMG!!!

RELATED: Here’s how you can live and work in Australia!

The results

I saved over $17,000 USD! That’s cash money in the bank, BALLIN! Woop Woop! (With more coming my way)

SO freakin worth it. I can’t even tell you. I have confidence you can do it too. It’s not easy, I wanted to quit so bad. Especially since I worked for myself online for over three years. Going back to the hospitality industry and working at a little surf shop with teenagers and young 20 somethings wasn’t exactly ideal, but luckily I worked with some cool people. Also, as soon as I saw those dollars signs flowing in, I didn’t mind as much!. And again- it was SO WORTH IT.

*sidenote* my boyfriend, who was on the saving train with me, did even better. He saved around $26,000 USD! Yeah…!


The visa

Don’t forget! If you want to be plopped over in Australia in a heartbeat, just apply for the working holiday visa. Many countries qualify, see if you’re eligible and check out my ultimate guide to Australia working holiday visa for more info.


The point

If you get a working holiday in Australia, work really hard, you can save some serious money very quickly! Simple as that.

REMEMBER! It’s not how much you make, but how little you’re spending and how much you’re saving.


So who is motivated to get working and starting to save save save?!

I saved over $17,000 USD, do you think you can out save me? 🙂

Read more:

How I Iived in Australia for under $750 USD a month.

Here’s how to get a working holiday visa for Australia.

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