Nina on a boat in St Lucia
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10 Shocking Reasons Living Abroad Is Cheaper and Better Than the USA

After a decade of traveling, I’ve learned that living abroad can be significantly cheaper—and more fulfilling—than staying in the United States. Here’s a quick breakdown of why this lifestyle might be for you.

1. Cheaper Overall Living Costs

In many countries, I spend around $1,200-$2,000 per month—max. That’s usually for two people too!

Back in the U.S., I needed at least $2,000 to just exist with a roof over my head. Imagine your money going further while you explore a new destination!

O Castelo Guesthouse near things to do in Carvoeiro

2. Affordable Short-Term Rent

Whether it’s a $150/month studio in Thailand or a $500/month ocean-view spot in Morocco (split between two people), rent abroad often beats U.S. prices hands down. Even in pricier countries, you can still find deals for half of what you’d pay at home.

Nina posing on rock in cave behind Micos Waterfall on one of the Huasteca Potosina tours in Mexico
Living my best life

3. Ditch the Car (and the Payment!)

Owning a car is almost mandatory in the U.S., but in many countries, you can walk or use cheap public transport. No car payment, no insurance fees—meaning extra savings every month.

walking aside greenery
I’m always walking!

4. Healthcare Isn’t a Money Pit

A chipped tooth in Portugal cost me $40, and a severe food poisoning visit in Indonesia cost $90, IV and meds included. Over-the-counter meds are cheaper too. This beats any U.S. dental or ER bill!

Kelingking beach in Nusa Penida, Indonesia
A pretty beach in Indonesia to distract from being sick!

5. Strong USD = Greater Purchasing Power

If you work remotely (or even find local gigs that pay decently), your U.S. dollars will generally go further in other countries. Spending less while earning more? Yes, please.

Phnom Penh market Cambodia
USD works wonders in many countries.

6. Work + Travel = Freedom

From teaching English to freelance gigs, there are plenty of travel jobs that let you earn on the road. Learn more about remote work options so you can make money anywhere.

A digital nomad home office
My simple yet effective work setup.

7. Simplify Your Life

Living out of a bag forces you to cut out the unnecessary. No more collecting stuff you don’t need—put that money toward experiences and adventures instead.

Driving in Pai
Quality time over gifts—our favorite way to “treat” ourselves.

8. Smart Money Moves

I invest using Acorns for quick, easy savings. For checking, Charles Schwab reimburses ATM fees abroad, and credit cards like Chase Sapphire avoid foreign transaction fees.

Chase Sapphire Cards
Choosing the right bank and credit cards matters.

9. Flights Aren’t as Big a Deal

When you live abroad for months at a time, you’re not paying for constant flights. Plan regionally to minimize long-haul costs, and use miles or travel-hacking tips to snag cheaper tickets.

long haul flight tips
Only fly every few months and keep your costs low.

10. It’s a Lifestyle, Not a Vacation

Yes, you work—just like at home—but life abroad offers new scenery, cultures, and adventures. You’re not on an endless beach holiday; you’re simply choosing to live in places that give you more for less.

Working by the Ganges River in Rishikesh, India
Working by the Ganges River in India—a different kind of “office.”

Ready to Explore?

Living abroad isn’t perfect for everyone, but it’s more doable (and cheaper!) than you might think. If you’re ready to dive in, check out these resources:

Cheapest countries in the Americas.

Read the full article to explore how living abroad is cheaper than the US!

Want to know more about living and working abroad? Read about my pros and cons of living abroad or explore my favorite places I’ve lived, read everything about living and working abroad.

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